Privacy Policy

Introduction

This Privacy Policy explains how Spendwell ("we," "our," or "us") collects, uses, and discloses information about you ("you" or "your") when you access or use our mobile application or otherwise interact with us. By using our application, you accept the terms and conditions outlined in this Privacy Policy.

This Policy applies specifically to our mobile application. Please note that we are not responsible for the content or privacy practices of any websites or services not operated by Spendwell.

Information We Collect

Personally Identifiable Information

"Personally Identifiable Information" refers to any information that can be used to identify an individual.

We collect Personally Identifiable Information when you:

• Register for our application

• Participate in certain activities within the app

• Request specific services or documents

We strive to limit our collection of Personally Identifiable Information to data that is reasonably necessary to achieve the purposes described in the "How We Use Your Information" section below.

Non-Personally Identifiable Information

When you visit our application, we also collect non-personally identifiable information that cannot be used alone to identify or contact you, including:

• Demographic information (such as age or gender)

• Usage information (such as device type, operating system, and app usage patterns)

• Technical information about your device and app performance

We may supplement the information we collect with data from other sources to help us evaluate and improve our application and services.

How We Use Your Information

We use the collected information to:

• Provide and maintain our application services

• Process transactions and send related information

• Send you technical notices, updates, and support messages

• Respond to your comments, questions, and customer service requests

• Improve our application and develop new features

• Monitor and analyze trends and usage patterns

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

Data Protection Commitments

Spendwell is committed to protecting your privacy.

• Never publicly disclose personal or sensitive user data related to financial or payment activities

• Do not share government identification numbers with unauthorized parties

• Prohibit unauthorized publishing or disclosure of users' non-public contact information

• Maintain strict confidentiality standards for all user data

Updates to This Privacy Policy

We may periodically update this Privacy Policy to reflect changes in our practices or applicable laws. When we make changes, we will:

• Post the updated policy in our application

• Update the "Last Updated" date at the top of this policy

• Notify users of significant changes through appropriate channels

We encourage you to review this Privacy Policy regularly to stay informed about how we protect your information.